Hi guys, a few week ago I told you about the major problem: the traffic or „trappic“ in Bali.
I always heard about the accidents of several students in our university, but then I was actually in one. And you realize how fast it can happen.
One of my mates crashed into a Indonesian guy with a scooter, nothing happened to the Bali-Guy, though to Malte his second toe on the right foot was abrupt, only hanging by a piece of skin, first we thought he lost it, but it was not so god thanks.
We brought him to the hospital and the ordeal begins.
We got the information that the operation is about 4.600$, no students own so much money.
So we had to wait for the agreement of the cost absorption from his insurance. Hours of waiting we got the instruction of the hospital „pay or go home“, they don’t want to do anything without money, let me tell you it is absolutely shocking to be so helpless. It was half past two, and Malte it was getting worse, we only was able to pay 912$ for the further care and one night in hospital.
Summarized it was 45 minutes not possible to pass the waiting loop of the emergency number (unbelievable!!!!) it takes 6 hours to get the OK of the insurance company!!!!!!!!!
Absolutely unacceptable. So for my opinion I can give you the advice NOT to choose the three big letters of which two are the same for your health insurance coverage.
Because if something had happened worse, god forbid, I do not want to imagine the outcome.
So do yourself and the people who love you the favor to rethink exactly which insurance is the best one. Money is never a object!
I made the test and call my insurance company to make sure how long it takes to get a contact person….. ZERO seconds! I am reassured.
Have a lovely day, anja
P.s.: Only the X-ray image is to endure